REGULAR SAVINGS
YOUR TICKET TO THE BENEFITS OF CREDIT UNION MEMBERSHIP
Earn dividends1 on your savings and watch them grow with this simple, easy-to-use savings account
YOU'RE NOT JUST A CUSTOMER— YOU'RE ONE OF US
Opening a Regular Savings account makes you a member-owner of the Credit Union, with one share vote per membership. As a member, you get access to SSSCU products and services, great rates, low fees, rewards, and benefits.
A Regular Savings account has a few requirements:
- $5 minimum deposit2 to open
- $100 minimum balance to earn dividends
- For members age 18 and older
INCLUDED WITH ALL OUR SAVINGS ACCOUNTS
- Free eStatements3
- Six transfers per month4
- Mobile Banking
- Access to 5,000+ Shared Branching Locations
- Access to our network of surcharge-free ATMs2
- Overdraft Privilege services
- Insured up to $500,0004
SECURE, CONVENIENT ACCESS TO YOUR ACCOUNTS
Do your banking on-the-go, anytime.
- Deposit checks
- Pay bills
- Check account balances
- Monitor withdrawals, deposits, and payments
- Transfer funds
- Apply for a loan
- Budget and plan
SAVINGS ACCOUNT FAQs
Yes, you must open a Regular Savings account to become an SSSCU member.
As long as you keep your account balance at $5 or higher, there’s no monthly fee for a Regular Savings account. If your balance drops below $5, then there is a $5 monthly fee for the account. See our Fee Schedule for more details about fees.
A Regular Savings account is required for membership, while a Secondary Savings account is optional. Many members use a Secondary Savings account to save for a specific goal, like a family vacation, holiday expenses, or a down payment on a house.
Yes, we offer SMART Checking and Savings accounts for children and teenagers who are 17 years old or younger. The SMART Checking account with the Visa® Debit Card is for kids and teens ages 10 to 17. The SMART Checking and Savings account requires a parent or legal guardian joint owner.
We also offer MYAccount Savings accounts for students and young adults who are 25 years old or younger.
Yes, you can order paper statements. However, there is a $5 monthly fee for paper statement.
EXPLORE OUR ACCOUNT OPTIONS
Secondary Savings
When you open a Secondary Savings account, it's easy to track how much you've saved toward a specific goal, like a vacation or a down payment.
Money Markets
Earn competitive dividends on your savings—and access your money whenever you need it, all with no monthly service fee.
Certificate Accounts
Our Certificate Accounts offer a low-risk investment with competitive dividends better than your average savings account.
SET YOURSELF UP FOR FINANCIAL SUCCESS
Learn more about how to manage your money and increase your financial wellness.
How to Prepare for College Life
Practical advice on how to manage your money during college so you can enjoy this new adventure!
How to Start Managing Your Debt in Two Simple Steps
Key strategies to get yourself on the path to financial freedom.
Data and other wireless carrier charges may apply when accessing Online and Mobile Banking via a wireless device.
1Compounded and credited monthly using the daily balance method.
2$5 minimum balance required to open the account and to avoid $5 Account Minimum Balance Fee.
3$5 paper statement fee.
4No more than 6 preauthorized, automatic, or telephone transfers may be made from each share in any month.
Membership eligibility is required. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance of $25.00.
