REFINANCE AUTO LOANS
SAVE MORE, DRIVE HAPPY
AUTO LOAN REFINANCING MADE EASY
Get flexible terms that work for you on loan refinances for auto and other vehicle loans.
REFINANCE YOUR CAR LOAN AND SAVE
Transferring your vehicle loan to SSSCU can simplify your finances and make it easier to manage your monthly bills. When you refinance with us, you can:
- Take advantage of competitive rates starting as low as APR1
- Lower your monthly payment
- Pay off your loan at your own pace with flexible terms that work for your budget
- No prepayment penalties, so you can pay off your loan anytime
- No payments for up to 45 days2
- GAP Insurance, Debt Protection, and Extended Warranty coverage are available to protect your car and your finances
IT'S EASY TO APPLY
Our simple online application makes it easy to apply for a vehicle loan. In a few easy steps, you can apply for a new loan or get started on refinancing your existing loan. Just give us some basic information about the vehicle and fill in your details, and then we’ll get in touch to discuss your options.
AUTO LOAN REFINANCING FAQs
Yes, we refinance loans for boats, RVs, and other vehicles.
Yes, you must be an SSSCU member to qualify for an auto loan refinance. The Silver State Schools Credit Union service area is the entire state of Nevada. While our core membership is comprised of those involved in the educational industry, such as employees, volunteers, students and parents of students, anyone can become a member. Learn more about how to qualify for a Silver State Schools Credit Union membership.
If you refinance your auto loan from another lender, your rate could be as low as APR1. Your exact rate depends on a number of factors, including your credit history.
EXPLORE OUR VEHICLE LOANS
Boat & RV Loans
Finance a new or used boat, RV, or ATV at a low, competitive rate and get ready for your next adventure in the great outdoors.
Auto Title Loans
Use the equity in your vehicle to borrow the extra cash you need at lower rates than credit cards and unsecured loans.
Auto Loans
Our affordable rates and flexible terms can put a new or used car, truck, SUV, or motorcycle within your reach.
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1APR = Annual Percentage Rate.
2 Interest will continue to accrue through the deferred payment period.
Rate, terms, and conditions are subject to change and may vary based on creditworthiness, qualification, and collateral conditions. All loans subject to credit approval. Pre-approval offer requires a minimum loan amount of $10,000. Silver State Schools Credit Union finances up to 100% of MSRP (new) or the Kelley Blue Book Retail Value (used vehicles). The maximum APR1 will not exceed 16.79%. Loan amount may exceed 100% of the Loan-to-Value (LTV) of the vehicle with additional terms and conditions to qualify. Payment example: The payment per $1,000 for a car loan with a term of 60 months at 5.99% APR will be $19.34. Other terms, conditions, fees, and collateral requirements may apply. Other vehicle loan programs may be available. Auto loan must be transferred from another financial institution and be in good standing for at least six (6) consecutive months. Call us at 800.357.9654 for additional details.
Membership eligibility is required. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance.
