VEHICLE LOANS

NO PAYMENTS UNTIL 2025*
PLUS, RATES AS LOW AS 5.99% APR1

Dreaming of a vehicle upgrade? Let Silver State Schools Credit Union help you get behind the wheel with the best deal in town.

NAVIGATE YOUR AUTO LOAN FINANCING WITH CONFIDENCE

Now is the perfect time to upgrade to your dream car, truck, or SUV. Our Vehicle Loans can help you get to where you need to be with:

  • No Payments until 2025*: Experience peace of mind with the freedom to save more upfront and a seamless transition—whether you’re trading in or selling a vehicle.
  • Exclusive Member Savings: As a valued member, you have access to some of the most competitive rates available starting as low as APR1 .
  • Special Discount for Educators: As a thank you for all you do, licensed educators receive an additional 0.5% off their rate.
  • Purchasing Power: Get pre-approved today and walk into the dealership knowing you’re getting the best deal—no haggling needed.

Not a member yet? Anyone can join and take advantage of these exclusive benefits!

GET A GREAT DEAL

SAVE MORE WITH OUR PREFERRED DEALERSHIPS

We work with local dealers to give you the best possible experience when you’re buying a new or used car. Contact one of our preferred dealerships to learn about their competitive pricing and superior customer service.

 

Your New Car Goals are Within Reach

AUTO LOAN FAQs

Because credit unions are member-owned, credit union car loans may offer better rates and more flexible terms than other types of car loans. As a member of SSSCU, you share in our profits in the form of better rates and benefits.

No, a down payment is not always required for a vehicle loan. Contact us for more details, or start your application and we’ll get in touch to discuss your options.

Yes, we check your credit when you apply for a vehicle loan. If you have a low credit score or a limited credit history, you may still qualify for a loan if you have a co-applicant. Contact us for more information, or start your application and we’ll get in touch to discuss your options.

We offer loans for a range of different types of vehicles, including:

  • Cars, vans, and trucks
  • Boats, RVs, ATVs, and other power sport vehicles
  • Motorcycles
  • Towable trailers

Yes, we offer loans for used vehicles. Contact us for more information, or start your application and we’ll get in touch to discuss your options.

EXPLORE OUR VEHICLE LOANS

Loans

Boat & RV Loans

Finance a new or used boat, RV, or ATV at a low, competitive rate and get ready for your next adventure in the great outdoors.

Loans

Refinance Auto Loans

Save up to 2% on your rate and get flexible terms that work for you when you refinance your vehicle loan from another lender.

Loans

Auto Title Loans

Use the equity in your vehicle to borrow the extra cash you need at lower rates than credit cards and unsecured loans.

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Disclosures

1 APR=Annual Percentage Rate. * Max 90 days until 1st payment. Interest will continue to accrue through the deferred payment period. Silver State Schools Credit Union finances up to 100% of MSRP (new) or the Kelley Blue Book Retail Value (used vehicles). The maximum APR1 will not exceed 16.79%. Loan amount may exceed 100% of the Loan-to-Value (LTV) of the vehicle with additional terms and conditions to qualify. Payment example: The payment per $1,000 for a car loan with a term of 60 months at 5.99% APR1 will be $19.34. Other terms, conditions, fees, and collateral requirements may apply. Excludes motorcycles, boats, or other recreational vehicles. Other vehicle loan programs may be available. May not be combined with other offers. Must be a Silver State Schools Credit Union (SSSCU) member to borrow. Membership at SSSCU requires a savings account with a minimum balance.