AUTO TITLE LOANS
GET THE EXTRA CASH YOU NEED AT A BETTER RATE
Use the equity in your vehicle to borrow at lower rates than credit cards and unsecured loans.
FIXED RATES AND FLEXIBLE TERMS WITH NO PREPAYMENT PENALTIES
Everyone needs a little extra cash now and then, and an Auto Title Loan can save you a lot on interest, even if your vehicle isn’t fully paid off yet. Because you’re using the equity in your vehicle as collateral, you can borrow at a lower rate compared to most credit cards and unsecured loans. We offer:
- Fixed, competitive rates
- Flexible terms that work for you
- No prepayment penalties, so you can pay off your loan anytime
- No payments for up to 45 days1
- GAP Insurance, Debt Protection, and Extended Warranty coverage are available to protect your car and your finances
IT'S EASY TO APPLY
Our simple online application makes it easy to apply for a vehicle loan. In a few easy steps, you can apply for a new loan or get started on refinancing your existing loan. Just give us some basic information about the vehicle and fill in your details, and then we’ll get in touch to discuss your options.
AUTO TITLE LOAN FAQs
Because we use your vehicle as collateral, your vehicle could be repossessed if you can’t make the payments on your Auto Title Loan. If you have trouble making your payments, get in touch with us right away and we’ll walk you through your options.
Yes, we check your credit when you apply for a vehicle loan. If you have a low credit score or a limited credit history, you may still qualify for a loan if you have a co-applicant. Contact us for more information, or start your application and we’ll get in touch to discuss your options.
We offer loans for a range of different types of vehicles, including:
- Cars, vans, and trucks
- Boats, RVs, ATVs, and other power sport vehicles
- Motorcycles
- Towable trailers
EXPLORE OUR VEHICLE LOANS
Boat & RV Loans
Finance a new or used boat, RV, or ATV at a low, competitive rate and get ready for your next adventure in the great outdoors.
Refinance Auto Loans
Save up to 2% on your rate and get flexible terms that work for you when you refinance your vehicle loan from another lender.
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1Interest will continue to accrue through the deferred payment period.
Vehicle is used as collateral. All loans are subject to approval. Rates, terms, and conditions are subject to change. Other terms and conditions may apply, ask for details.
Membership eligibility is required. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance.
