SMART SAVINGS
START EARLY FOR A LIFETIME OF FINANCIAL SUCCESS
Our SMART Savings accounts for kids and teens is an easy and secure way to give them a head start.
SAFE AND EASY TO TEACH VALUABLE FINANCIAL SKILLS
You don’t need to be a rocket scientist to know that money growing in a savings account is better than money sitting in a piggy bank. Help your child gain valuable financial skills while making sure their deposits stay safe and sound. The countdown to adulthood is well-underway, so get your child on the right path today with a SMART Savings Account.
INCLUDED WITH SMART SAVINGS ACCOUNT
- Ages 17 and under
- No monthly maintenance fee
- Monthly dividends
- Online Banking
- Mobile Banking
- 5,000+ Shared Branches nationwide and 85,000+ surcharge-free ATMs nationwide and abroad
- eStatements1
- Insured up to $500,000
SMART SAVINGS FAQ
They will be able to take advantage of services, accounts, loans and other features as they grow older.
It sets your child up for long-term savings growth and teaches invaluable money management skills.
A minimum deposit of $5 and a parent or guardian must be a joint owner on the account.
Yes, there’s a limit of 6 preauthorized, automatic, or telephone transfers per month.
Yes, you have access to free online financial literacy resources through the BALANCE® Program.
EXPLORE OUR ACCOUNT OPTIONS
SMART Checking
Features a simple and secure Visa® Debit Card for children and teens ages 10 to 17.
MYAccount Savings
The best savings account for students and young adults in Nevada, with Online and Mobile Banking. Grow savings with monthly dividends.
Regular Savings
Opening this account gives you access to SSSCU membership, products, and services—and you earn dividends on your balance.
SET YOURSELF UP FOR FINANCIAL SUCCESS
Learn more about how to manage your money and increase your financial wellness.
How to Prepare for College Life
Practical advice on how to manage your money during college so you can enjoy this new adventure!
How to Start Managing Your Debt in Two Simple Steps
Key strategies to get yourself on the path to financial freedom.
SMART Savings Account available to youth members under the age of 18. Requires a parent or guardian joint owner.Silver State Schools Credit Union (SSSCU) collects, uses, and shares Children’s information in accordance with the Children’s Online Privacy Protection Act (“COPPA”). SMART accounts features and benefits are limited.
Dividends are compounded and credited monthly using the daily balance method.
$5 minimum balance required to open the account and to avoid $5 Account Minimum Balance Fee.
Data and other wireless carrier charges may apply when accessing Online and Mobile Banking via a wireless device.
1$5 paper statement fee.
Membership eligibility is required. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance.
