
VEHICLE LOANS
AFFORDABLE RATES AND FLEXIBLE TERMS GIVE YOU MORE OPTIONS
With loans for new and used cars, trucks, boats, RVs, and more, you can choose the vehicle that fits your lifestyle.
LOANS FOR JUST ABOUT ANY TYPE OF VEHICLE

VEHICLE LOAN REFINANCE
Refinance and Get up to $500 in Discounts on Protection1: Refinance and unlock a lower rate, reduce your monthly payment, and save big on coverage designed to protect you and your budget with $250 off GAP Insurance and $250 off Extended Warranty. Learn more about this limited time special offer!
Smart Moves, Big Savings—Get Started Today!

IT'S EASY TO APPLY
Our simple online application makes it easy to apply for a vehicle loan. In a few easy steps, you can apply for a new loan or get started on refinancing your existing loan. Just give us some basic information about the vehicle and fill in your details, and then we’ll get in touch to discuss your options.

SAVE MORE WITH OUR PREFERRED DEALERSHIPS
We work with local dealers to give you the best possible experience when you’re buying a new or used car. Contact one of our preferred dealerships to learn about their competitive pricing and superior customer service.
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1Promotional period valid from April 8th, 2025 to July 8th, 2025. All rates are subject to change at any time. Refinance offer requires a minimum loan amount of $10,000. Silver State Schools Credit Union finances up to 100% of MSRP (new) or the Kelley Blue Book Retail Value (used vehicles). The maximum APR* will not exceed 16.79%. Loan amount may exceed 100% of the Loan-to-Value (LTV) of the vehicle with additional terms and conditions to qualify. Payment example: The payment per $1,000 for a car loan with a term of 60 months at 5.74% APR* will be $19.22. Other terms, conditions, fees, and collateral requirements may apply. Excludes motorcycles, boats, or other recreational vehicles. Other vehicle loan programs may be available. May not be combined with other offers.
GAP: This product is optional, non-insurance product designed to waive the remaining loan balance not covered by the borrower’s primary insurance carrier settlement in the event of a total loss or unrecovered theft, subject to limitations and exclusions, including but not limited to loan to value (LTV) maximum, delinquent payments, late Whether or not you purchase the product will not affect your application for credit or the terms of any existing credit agreement you have with us. The deductible is covered as part of the deficiency balance settlement. It is not paid directly to the borrower. Not available in NY or AK.
Extended Warranty: This product is optional. Whether or not you purchase the product will not affect your application for credit or the terms of any existing credit agreement you have with us.
All loans are subject to approval. Rates, terms, and conditions are subject to change. Other terms and conditions may apply, ask for details.
Membership eligibility is required. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance.